PNB targets 58% of loan book from RAM segment in FY26 to offset rate-linked margin pressure

Punjab National Bank (PNB) aims to increase lending to the Retail, Agriculture, and MSME (RAM) sectors to 58% of its total loan book in FY26, up from 56% in FY25. This strategic shift is designed to mitigate margin pressures from interest rate cuts in corporate and repo-linked lending.